{"id":2589,"date":"2024-09-10T09:55:36","date_gmt":"2024-09-10T13:55:36","guid":{"rendered":"https:\/\/entrepreneurship.gotothunderbay.ca\/aide-financiere\/programmes-de-financement\/"},"modified":"2025-03-27T15:45:44","modified_gmt":"2025-03-27T19:45:44","slug":"programmes-de-financement","status":"publish","type":"page","link":"https:\/\/entrepreneurship.gotothunderbay.ca\/fr\/aide-financiere\/programmes-de-financement\/","title":{"rendered":"Programmes de financement"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"2589\" class=\"elementor elementor-2589\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e711ee3 e-flex e-con-boxed e-con e-parent\" data-id=\"e711ee3\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-c260a87 e-con-full e-flex e-con e-child\" data-id=\"c260a87\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-66fc668 e-con-full side-menu e-flex e-con e-child\" data-id=\"66fc668\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-098dfb5 elementor-widget elementor-widget-heading\" data-id=\"098dfb5\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Aide financi\u00e8re<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c1af195 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"c1af195\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fa96b86 eael-hamburger--none elementor-widget__width-inherit eael_simple_menu_hamburger_disable_selected_menu_no eael-simple-menu-hamburger-align-right elementor-widget elementor-widget-eael-simple-menu\" data-id=\"fa96b86\" data-element_type=\"widget\" data-widget_type=\"eael-simple-menu.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t            <div data-hamburger-icon=\"&lt;svg aria-hidden=&quot;true&quot; class=&quot;e-font-icon-svg e-fas-bars&quot; viewBox=&quot;0 0 448 512&quot; xmlns=&quot;http:\/\/www.w3.org\/2000\/svg&quot;&gt;&lt;path d=&quot;M16 132h416c8.837 0 16-7.163 16-16V76c0-8.837-7.163-16-16-16H16C7.163 60 0 67.163 0 76v40c0 8.837 7.163 16 16 16zm0 160h416c8.837 0 16-7.163 16-16v-40c0-8.837-7.163-16-16-16H16c-8.837 0-16 7.163-16 16v40c0 8.837 7.163 16 16 16zm0 160h416c8.837 0 16-7.163 16-16v-40c0-8.837-7.163-16-16-16H16c-8.837 0-16 7.163-16 16v40c0 8.837 7.163 16 16 16z&quot;&gt;&lt;\/path&gt;&lt;\/svg&gt;\" data-indicator-icon=\"&lt;svg aria-hidden=&quot;true&quot; class=&quot;e-font-icon-svg e-fas-angle-down&quot; viewBox=&quot;0 0 320 512&quot; xmlns=&quot;http:\/\/www.w3.org\/2000\/svg&quot;&gt;&lt;path d=&quot;M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z&quot;&gt;&lt;\/path&gt;&lt;\/svg&gt;\" data-dropdown-indicator-icon=\"&lt;svg class=&quot;e-font-icon-svg e-fas-angle-down&quot; viewBox=&quot;0 0 320 512&quot; xmlns=&quot;http:\/\/www.w3.org\/2000\/svg&quot;&gt;&lt;path d=&quot;M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z&quot;&gt;&lt;\/path&gt;&lt;\/svg&gt;\" class=\"eael-simple-menu-container eael-simple-menu-align-left eael-simple-menu-dropdown-align-left preset-1\" data-hamburger-breakpoints=\"{&quot;mobile&quot;:&quot;Portrait mobile (&gt; 767px)&quot;,&quot;tablet&quot;:&quot;Tablette en mode portrait (&gt; 1024px)&quot;,&quot;desktop&quot;:&quot;Desktop (&gt; 2400px)&quot;,&quot;none&quot;:&quot;None&quot;}\" data-hamburger-device=\"none\">\n                <ul id=\"menu-financial-help\" class=\"eael-simple-menu eael-simple-menu-dropdown-animate-to-top eael-simple-menu-indicator eael-simple-menu-vertical\"><li id=\"menu-item-1504\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1504\"><a href=\"https:\/\/entrepreneurship.gotothunderbay.ca\/financial-help\/how-to-get-grants\/\">Comment obtenir des subventions<\/a><\/li>\n<li id=\"menu-item-1513\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1513\"><a href=\"https:\/\/entrepreneurship.gotothunderbay.ca\/financial-help\/financing-programs\/\">Programmes de financement<\/a><\/li>\n<li id=\"menu-item-1519\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-1519\"><a href=\"https:\/\/entrepreneurship.gotothunderbay.ca\/financial-help\/tips-for-dealing-with-banks\/\">Conseils pour traiter avec les banques.<\/a>\n<ul class=\"sub-menu\">\n\t<li id=\"menu-item-2056\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-2056\"><a href=\"https:\/\/entrepreneurship.gotothunderbay.ca\/financial-help\/tips-for-dealing-with-banks\/5cs\/\">5C&rsquo;s<\/a><\/li>\n\t<li id=\"menu-item-2055\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-2055\"><a href=\"https:\/\/entrepreneurship.gotothunderbay.ca\/financial-help\/tips-for-dealing-with-banks\/relationship-with-bankers\/\">Relations avec les banquiers<\/a><\/li>\n\t<li id=\"menu-item-2054\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-2054\"><a href=\"https:\/\/entrepreneurship.gotothunderbay.ca\/financial-help\/tips-for-dealing-with-banks\/credit-facilities\/\">Facilit\u00e9s de cr\u00e9dit<\/a><\/li>\n\t<li id=\"menu-item-2053\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-2053\"><a href=\"https:\/\/entrepreneurship.gotothunderbay.ca\/financial-help\/tips-for-dealing-with-banks\/other-aspects-of-banking\/\">Autres aspects des services bancaires<\/a><\/li>\n<\/ul>\n<\/li>\n<li id=\"menu-item-1559\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-1559\"><a href=\"https:\/\/entrepreneurship.gotothunderbay.ca\/financial-help\/understanding-your-financials\/\">Comprendre vos finances<\/a>\n<ul class=\"sub-menu\">\n\t<li id=\"menu-item-2062\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-2062\"><a href=\"https:\/\/entrepreneurship.gotothunderbay.ca\/financial-help\/understanding-your-financials\/tracking\/\">Suivi<\/a><\/li>\n\t<li id=\"menu-item-2061\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-2061\"><a href=\"https:\/\/entrepreneurship.gotothunderbay.ca\/financial-help\/understanding-your-financials\/understanding-outflows-of-cash\/\">Comprendre les sorties de tr\u00e9sorerie<\/a><\/li>\n\t<li id=\"menu-item-2060\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-2060\"><a href=\"https:\/\/entrepreneurship.gotothunderbay.ca\/financial-help\/understanding-your-financials\/understanding-inflows-of-cash\/\">Comprendre les entr\u00e9es de tr\u00e9sorerie<\/a><\/li>\n\t<li id=\"menu-item-2059\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-2059\"><a href=\"https:\/\/entrepreneurship.gotothunderbay.ca\/financial-help\/understanding-your-financials\/financial-projections\/\">Projections financi\u00e8res<\/a><\/li>\n\t<li id=\"menu-item-2058\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-2058\"><a href=\"https:\/\/entrepreneurship.gotothunderbay.ca\/financial-help\/understanding-your-financials\/beginning-past-financial-statements\/\">\u00c9tats financiers initiaux et ant\u00e9rieurs<\/a><\/li>\n\t<li id=\"menu-item-2057\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-2057\"><a href=\"https:\/\/entrepreneurship.gotothunderbay.ca\/financial-help\/understanding-your-financials\/financial-ratios\/\">Ratios financiers<\/a><\/li>\n<\/ul>\n<\/li>\n<\/ul>                <button class=\"eael-simple-menu-toggle\">\n                    <span class=\"sr-only \">Hamburger Toggle Menu<\/span>\n                    <svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-bars\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M16 132h416c8.837 0 16-7.163 16-16V76c0-8.837-7.163-16-16-16H16C7.163 60 0 67.163 0 76v40c0 8.837 7.163 16 16 16zm0 160h416c8.837 0 16-7.163 16-16v-40c0-8.837-7.163-16-16-16H16c-8.837 0-16 7.163-16 16v40c0 8.837 7.163 16 16 16zm0 160h416c8.837 0 16-7.163 16-16v-40c0-8.837-7.163-16-16-16H16c-8.837 0-16 7.163-16 16v40c0 8.837 7.163 16 16 16z\"><\/path><\/svg>                <\/button>\n            <\/div>\n            \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1911004 e-con-full e-flex e-con e-child\" data-id=\"1911004\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f795892 elementor-widget elementor-widget-breadcrumbs\" data-id=\"f795892\" data-element_type=\"widget\" data-widget_type=\"breadcrumbs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p id=\"breadcrumbs\"><span><span><a href=\"https:\/\/entrepreneurship.gotothunderbay.ca\/fr\/les-bases\/\">Home<\/a><\/span><\/span><\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c828925 elementor-widget elementor-widget-heading\" data-id=\"c828925\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">2. Programmes de financement<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a33aa0e elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"a33aa0e\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1a530f8 elementor-widget elementor-widget-text-editor\" data-id=\"1a530f8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Il existe comme alternative aux subventions des programmes similaires, tels que <a href=\"https:\/\/futurpreneur.ca\/fr\/\" target=\"_blank\" rel=\"noopener\">Futurepreneur<\/a>, qui ne sont pas des subventions mais des programmes de pr\u00eats. Bien qu&rsquo;il s&rsquo;agisse d&rsquo;un pr\u00eat, les \u00e9l\u00e9ments suppl\u00e9mentaires qu\u2019offre ce genre de programme sont un moyen de vous aider \u00e0 rendre votre entreprise plus prosp\u00e8re. Bien qu\u2019il s\u2019agisse d\u2019un pr\u00eat, les composantes suppl\u00e9mentaires sont un moyen de vous aider \u00e0 rendre votre entreprise plus prosp\u00e8re.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b054ba9 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"b054ba9\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f62cd0d elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"f62cd0d\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-left\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M257.5 445.1l-22.2 22.2c-9.4 9.4-24.6 9.4-33.9 0L7 273c-9.4-9.4-9.4-24.6 0-33.9L201.4 44.7c9.4-9.4 24.6-9.4 33.9 0l22.2 22.2c9.5 9.5 9.3 25-.4 34.3L136.6 216H424c13.3 0 24 10.7 24 24v32c0 13.3-10.7 24-24 24H136.6l120.5 114.8c9.8 9.3 10 24.8.4 34.3z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Pr\u00e9c\u00e9dent<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c71a0b0 elementor-widget elementor-widget-heading\" data-id=\"c71a0b0\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/entrepreneurship.gotothunderbay.ca\/fr\/aide-financiere\/comment-obtenir-des-subventions\/\">1. Comment obtenir des subventions<\/a><\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2aeb8a3 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"2aeb8a3\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cd74fc4 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"cd74fc4\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Suivante<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cd41fa5 elementor-widget elementor-widget-heading\" data-id=\"cd41fa5\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/entrepreneurship.gotothunderbay.ca\/fr\/aide-financiere\/conseils-pour-traiter-avec-les-banques\/\">3. Conseils pour traiter avec les banques.<\/a><\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3bbe427 elementor-widget-divider--separator-type-pattern elementor-widget-divider--no-spacing elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"3bbe427\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\" style=\"--divider-pattern-url: url(&quot;data:image\/svg+xml,%3Csvg xmlns=&#039;http:\/\/www.w3.org\/2000\/svg&#039; preserveAspectRatio=&#039;none&#039; overflow=&#039;visible&#039; height=&#039;100%&#039; viewBox=&#039;0 0 24 24&#039; fill=&#039;black&#039; stroke=&#039;none&#039;%3E%3Cpath d=&#039;M24,8v12H0V8H24z M24,4v1H0V4H24z&#039;\/%3E%3C\/svg%3E&quot;);\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Aide financi\u00e8re 1. How to get grants 2. Financing programs 3. Tips for dealing with banks 3A. 5C\u2019s 3B. Relationship with bankers 3C. Credit Facilities 3D. Other Aspects of Banking 4. Understanding your financials 4A. Tracking 4B. Cash Outflows 4C. Cash Inflows 4D. Financial Projections 4E. Financial Statements 4F. Financial Ratios Humberger Toggle Menu 2. 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